Insurance
When your glass is broken you most likely want to get it fixed as quickly as possible. Did you know that glass is primarily covered under the COMPREHENSIVE portion of your policy? These types of claims typically have minimal to no impact on your premiums after submitting a claim.
If your glass claim is part of a collision with a fixed object or as a result of a motor vehicle incident involving another vehicle, these types of claims are covered under your COLLISION coverage of your policy. These types of claims normally have direct impacts on your policy after submitting a claim.
Both COMPREHENSIVE and COLLISION coverage are optional and it is possible to get one or both and exclude glass coverage. So when it comes to insurance claims it is not always straight forward with a yes or no answer to “ARE YOU COVERED?”. Deductibles also play a part in the claims process and can range from $0 – $1000 depending on your policy.
When you contact your insurance company they will tell you to use one of their “PREFERRED” installers. You have the right to take your vehicle to any qualified repair shop that you choose. They can make recommendations, but in the end it is entirely your choice.
Most companies allow us to open the claim on your behalf which leads to a seemless process. Some companies have opted that the client must call to open the claim. We are here to help and can aid with any questions you may have throughout the entire process.
